ouch, this sounds horrible, i dread it happening, ive spoken to a lady i was involved in an accident with she told me round where she lives she has had a few drivers hit her car and drive off, later turning out to be uninsured. So far ive been lucky enough to only be involved with 1 accident and she was insured. Nearly been in plenty of accidents due to idiots not looking where they are going (good thing my brakes are so good)..nearly had a few people smash into the side of my car at junctions, smash into the back of it undertaking people in town (stupid idea in the first place), and the latest..nearly been run off the road by busses. Hopefully uninsured drivers dont add to my near accidents as for every near accident it brings me closer to an actual accident.