Author Topic: Insurance!  (Read 5782 times)

Nicksey

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Insurance!
« on: June 05, 2025, 07:57:22 AM »
Today I received my new insurance quote, starting the beginning of July. I changed from Aviva 3 years ago after stupidly high increases. I changed to Flow, who were an online company, that quoted me slightly less than my previous Aviva quote (before they tried to increase it). That price was £290.
I stayed with Flow for that first year, and then they became Allianz...
So, 2nd year quote from the now Allianz was £310.. so I accepted.
Last years premium with Allianz was £330, and again I accepted.
 
This years new quote..... £304!!!  :o

This is for 72' EX Style carrying two 63 year olds, fully comprehensive, 12,000 miles a year, fully protected no claims, legal protection..

This means I will be staying with Allianz for another year  ;D ;D ;D
« Last Edit: June 05, 2025, 07:59:14 AM by Nicksey »

Kremmen

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Re: Insurance!
« Reply #1 on: June 05, 2025, 08:15:04 AM »
My recent quote from LV was lower than expected

I'm sure I read somewhere that various claim cons have been stamped on

Crash for cash and false whiplash

Plus insurance now like modern cars with these crash avoidance systems
Let's be careful out there !

ColinB

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Re: Insurance!
« Reply #2 on: June 05, 2025, 08:21:30 AM »
There's been a lot of publicity about the fact that motor insurance premiums have dropped this year, eg this from Money Saving Expert:

"Car insurance prices are down 18% year-on-year, according to Pearson Ham, meaning NOW could be a good time to secure a better deal. This drop is off the back of huge rises, so don't assume if your renewal stays the same it's a good price. It actually means you're possibly significantly overpaying."

If yours has only dropped from £330 to £304, then you may still be able to do better.

jasonevans

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Re: Insurance!
« Reply #3 on: June 05, 2025, 10:08:14 AM »
Mine went down from £410 to £327 this year.
First time in ages insurance has gone down.

5thcivic

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Re: Insurance!
« Reply #4 on: June 05, 2025, 11:46:52 AM »
My E went from £523 Allianz (Flow) cheapest from a not unknown company last year to £345 this year best quote with Aviva. Jazz was £456 last year, comes up in September. I'm on over 70 prices now  :(

Karoq

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Re: Insurance!
« Reply #5 on: June 05, 2025, 02:09:13 PM »
I dumped AVIVA after 15 years with them. They are a JOKE! eNiro 78 y.o. full NCB I.A.M. Living in Poole (cheap area.) AND I am an AVIVA shareholder!
 Aviva jumped from £335. to £550 I asked if they had any loyalty to long standing(never claimed) customers. They basically said "that's the price. Go elsewhere if you wish. So I politely told  them to s*d off.

I went to Tesco  and got it for £385. I Am 80 in January, so watch this space to see how I am treated!!! 
Dip Mech Eng (automotive)
80 cars and counting.

Lord Voltermore

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Re: Insurance!
« Reply #6 on: June 05, 2025, 04:17:22 PM »
I would be interested to know how much  you typically pay for insurance in other countries. With some detail of  how much,if any,  the cost may change for those living in city or rural areas,Younger or older drivers  , annual kilometers, previous history of insurance claims etc. 

UK prices on here  are probably for 'fully comprehensive' insurance  -ie third party and including 'casco' for repairs to your own car ), for experienced drivers with a discount of up to 60 % for what we call NCB (no claims Bonus)
My IQ test came back negative

DAN@ADRIAN FLUX

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Re: Insurance!
« Reply #7 on: June 07, 2025, 08:41:57 PM »
I dumped AVIVA after 15 years with them. They are a JOKE! eNiro 78 y.o. full NCB I.A.M. Living in Poole (cheap area.) AND I am an AVIVA shareholder!
 Aviva jumped from £335. to £550 I asked if they had any loyalty to long standing(never claimed) customers. They basically said "that's the price. Go elsewhere if you wish. So I politely told  them to s*d off.

I went to Tesco  and got it for £385. I Am 80 in January, so watch this space to see how I am treated!!!
Hi.
If you have any issues with insurance come renewal time then please feel free to drop me a line.
Regards,
Dan.

PaulC

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Re: Insurance!
« Reply #8 on: June 09, 2025, 11:10:52 PM »
Hi from New zealand. Cost for our 2021 car is Nz $850 which includes 15 per cent GST/VAT.
At current exchange rates to UK pound, that comes to about 400 Uk pounds.

Kremmen

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Re: Insurance!
« Reply #9 on: June 10, 2025, 05:59:59 AM »
In a similar ballpark then
Let's be careful out there !

Karoq

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Re: Insurance!
« Reply #10 on: June 10, 2025, 10:44:43 AM »
I dumped AVIVA after 15 years with them. They are a JOKE! eNiro 78 y.o. full NCB I.A.M. Living in Poole (cheap area.) AND I am an AVIVA shareholder!
 Aviva jumped from £335. to £550 I asked if they had any loyalty to long standing(never claimed) customers. They basically said "that's the price. Go elsewhere if you wish. So I politely told  them to s*d off.

I went to Tesco  and got it for £385. I Am 80 in January, so watch this space to see how I am treated!!!
Hi.
If you have any issues with insurance come renewal time then please feel free to drop me a line.
Regards,
Dan.
Quite happy to do so, BUT my son has insured through you for many years, but a couple of years agog LV beat you hands down! But then I don't know his intimate details, so something may have changed.
I used you years ago for 3 Stags, MX5 etc and always had very good service from AF
Dip Mech Eng (automotive)
80 cars and counting.

DAN@ADRIAN FLUX

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Re: Insurance!
« Reply #11 on: June 13, 2025, 07:53:29 PM »
I dumped AVIVA after 15 years with them. They are a JOKE! eNiro 78 y.o. full NCB I.A.M. Living in Poole (cheap area.) AND I am an AVIVA shareholder!
 Aviva jumped from £335. to £550 I asked if they had any loyalty to long standing(never claimed) customers. They basically said "that's the price. Go elsewhere if you wish. So I politely told  them to s*d off.

I went to Tesco  and got it for £385. I Am 80 in January, so watch this space to see how I am treated!!!
Hi.
If you have any issues with insurance come renewal time then please feel free to drop me a line.
Regards,
Dan.
Quite happy to do so, BUT my son has insured through you for many years, but a couple of years agog LV beat you hands down! But then I don't know his intimate details, so something may have changed.
I used you years ago for 3 Stags, MX5 etc and always had very good service from AF
Ok no worries.
Regards,
Dan.

ColinS

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Re: Insurance!
« Reply #12 on: June 14, 2025, 08:12:04 AM »
Just had my quote through from LV.  I turned 70 in January, nevertheless it has dropped from £357.53 to £344.56.

Kremmen

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Re: Insurance!
« Reply #13 on: June 14, 2025, 08:26:55 AM »
I spotted an article by the ABI that it's usually into your 80's when it starts to age increase
Let's be careful out there !

chicksee

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Re: Insurance!
« Reply #14 on: June 14, 2025, 08:39:22 AM »
LV last year was £650, this year £550. Looked on compare sites chose AA £380.

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