Isn't it possible to just turn off/disconnect the Honda app from the infotainment screen, thus neutralising the tracker thingy?.
What about Apple air-tags?
I read somewhere not long ago were a chap with a BMW found his stolen car, and a chap who had his luggage stolen at Gatwick.. both of whom had these air-tags hidden in their belongings.
Not sure if it would help lower the insurance though.