Author Topic: Insurance renewal  (Read 961 times)

123Drive!

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Re: Insurance renewal
« Reply #15 on: March 05, 2021, 10:46:59 AM »
Try a broker call Policywave. Manager to reduce my premium by 60 from last year which has gone up by 120. They have a good reputation especially on claiming.

Westy36

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Re: Insurance renewal
« Reply #16 on: March 05, 2021, 10:56:49 AM »
Saga turned out to be even worse at circa 960
I already include 2 named drivers (my Daughter & Husband), both with good driving records.
Mileage is given as 10K which I guess may be a little high in the present climate, could reduce it to maybe 7 or 8k.
Excess is 250
As Kremmen has said, I live in Solihull, West Midlands, but have a (B) Birmingham post code, which i guess may be a reason for the high costs.
Looks like you've ticked the obvious boxes I can think of.  :D

Area does indeed have a massive impact on premiums, and there is not a lot you can do about that, or indeed your age. It would appear that perhaps you have found the market rate for the car you choose to drive.

Direct line are not on comparison sites. Worth trying.

https://www.ageco.co.uk/insurance/car-insurance/over-80s/

https://www.rias.co.uk/over-80s-car-insurance/

 

sparky Paul

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Re: Insurance renewal
« Reply #17 on: March 05, 2021, 11:13:42 AM »
I know that my Dad has had quotes from all of the over-50s specialist insurers, and not one of them could compete with the best mainstream insurers.

I'm sure it's just a bit of a marketing ploy, pushing themselves as a specialist insurer. These companies are all either part of general insurer, or operated as a white-label product by a big insurer.

BIGFELLAH

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Re: Insurance renewal
« Reply #18 on: March 05, 2021, 11:53:51 AM »
Just had my insurance renewal documents arrive and are somewhat staggered by the bottom line,  a couple of quid short of 600.
OK, so I'm the wrong side of 80, but have a good driving record, with max no-claim bonus, gone up by 13.6% since last year. Even got dash-cams front & rear.

Having said all that, I've tried various on-line comparison sites, but only one company (LV), could improve by just a few pounds on my existing figure. Tried Adrian Flux, no better!

Just out of interest, what are others members paying for a Jazz EX CVT 19 plate, fully comp, protected no-claim, courtesy car etc?

2017 66 plate Ex CVT fully comp, no claims protection,legal protection 368.00 John Lewis financial services
Hope this helps.over 80 yrs
Just keep ploughing on,It grows on you.

Kenneve

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Re: Insurance renewal
« Reply #19 on: March 05, 2021, 12:37:39 PM »
Just checked both Ageco & John Lewis Insurance.
Both over 1000 more than current renewal quote.

Also checked with my local NFU branch.
It seems that 2 of the main parameters for the quoted cost, are Age and Postcode, neither of which I can do much about.
It also seems, that the fact that I have driven, probably over 500k miles in my lifetime, without an accident that was my fault, counts for nothing with current insurance companies.
However, I did get a small reduction for reducing my annual mileage to 7000.

Many thanks for all the replies so far.
« Last Edit: March 05, 2021, 01:51:19 PM by Kenneve »

Westy36

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Re: Insurance renewal
« Reply #20 on: March 05, 2021, 02:16:24 PM »
Sorry to hear you are getting no where.  Frustrating.

Well, you can't move, you can't get any younger. The only option is to get a lower insurance group older car.  Happy to offer you a straight swap for our 2013 Jazz!  :D

sparky Paul

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Re: Insurance renewal
« Reply #21 on: March 05, 2021, 02:18:30 PM »
It also seems, that the fact that I have driven, probably over 500k miles in my lifetime, without an accident that was my fault, counts for nothing with current insurance companies.

I'm probably not too far behind you, and you're absolutely right - it's all computed risk and credit agencies these days. Nobody trusts anybody.
« Last Edit: March 06, 2021, 12:07:34 PM by sparky Paul »

JazzandJag

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Re: Insurance renewal
« Reply #22 on: March 06, 2021, 04:13:55 AM »
Have you tried Direct Line? I recently helped someone living in B13 area who is only a few years younger than yourself and had been with L V for many years. Renewal price for her Mk2 Jazz was 700, got it from DL for 400. She had one claim in 2018 for damage caused when parked and not recovered.

HTH

Nigel

Kremmen

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Re: Insurance renewal
« Reply #23 on: March 06, 2021, 05:14:03 AM »
Last year DL wanted 550 on renewal, up from 450 even though I'd been a 25 year no claim customer. As usual I entered similar details on their website as a new customer and that wanted 600.

LV wanted 350 so I switched.
Let's be careful out there!

Basil

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Re: Insurance renewal
« Reply #24 on: March 06, 2021, 08:20:07 AM »
The only insurance companies I've been with for years are DL, LV and Admiral, I only ever moved when one company tried it on after a few years and put the price up a bit too much.

A few years ago my son had an accident in my wife's car and DL were shocking, I raised a complaint, received compensation and moved to Admiral when my next renewal was due.

I'm with LV now on a multi car arrangement but have you tried Admiral, they're usually pretty competitive ?

DAN@ADRIAN FLUX

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Re: Insurance renewal
« Reply #25 on: March 07, 2021, 08:22:14 PM »
Just had my insurance renewal documents arrive and are somewhat staggered by the bottom line,  a couple of quid short of 600.
OK, so I'm the wrong side of 80, but have a good driving record, with max no-claim bonus, gone up by 13.6% since last year. Even got dash-cams front & rear.

Having said all that, I've tried various on-line comparison sites, but only one company (LV), could improve by just a few pounds on my existing figure. Tried Adrian Flux, no better!

Just out of interest, what are others members paying for a Jazz EX CVT 19 plate, fully comp, protected no-claim, courtesy car etc?
Hi.
Sorry we couldn't help with a competitive quotation but thanks for giving us a try.
Regards,
Dan.

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