Autoaid's prices have gone up, but they cover you and your spouse in any vehicle for £60 - and that is for full cover which includes your choice of recovery to any destination. If your Honda recovery is the same as ours, it only recovers you to a local garage, and only offers onward travel, and/or recovery to home or destination, if the car 'cannot be repaired in a reasonable time'. Replacement car is only provided if you have repairs done at a Honda dealership.
Incidentally, A family member has just had an experience with his similar Toyota breakdown cover package whilst on holiday, also provided by the AA. He's been so appalled by the service he received from the AA, that he is looking for another provider.
What's an oil change worth? Costs £20-30 if you do it yourself with a good fully synthetic and genuine filter, not sure what the going rate is to get that done. A fair MOT costs me £35.
As for a warranty, personally, I'll take my chances, but then my cars never see the inside of a garage, except at MOT time. This Jazz we've just bought will be the same. If you religiously have your car serviced at a main dealer, it would be fair to have a different view, although it appears that they have you over a barrel when it comes to work that's not covered by the warranty, or servicing required over and above the bare minimum. As I mention in the other thread, dealers are full of flannel, until they have secured your money.
It's not just main dealers, lots of garages invent work on MOTs. It's rife, and that's why I tell people to find someone they can trust, through personal recommendation or reviews, and stick with them. Charging for a retest is normal when a car leaves the testing centre for repairs, but many garages offer free retests at their own discretion.
At the end of the day, it's just as Jocko says. You have to weigh up what it's worth to you, and your aversion to the risk of a big repair. £240 a year for a warranty, including a MOT and basic breakdown cover, sounds reasonable, but there seems to be quite a few strings attached.