So it is time for my Jazz insurance renewal. I have been with LV for a few years, and never found a lower renewal offer than LV. This year, the renewal dropped from (round numbers) £600 to £497, but Compare the Market offered deals down to £426 (Aviva Zero - but feedback on this was generally not positive), and Aviva 'Online' was £464. I rang LV and explained the offers, and they lowered their renewal to £472, which I will likely accept - as I have had no problems with them, and they appear to get good feedback.