Author Topic: Insurance!  (Read 5192 times)

Karoq

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Re: Insurance!
« Reply #15 on: June 14, 2025, 11:12:48 AM »
Well, I don't know what I'm doing wrong I certainly haven't seen ANY drop in premiums. And I doubt if I will in October when I have to renew  (2 months before my 80th birthday!!  :o
Just to add insult to injury I have to TAX MY EV £190!! from 1/7/25
At least Dick Turpin had the courtesy to wear a mask!! ;D
Dip Mech Eng (automotive)

Lord Voltermore

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Re: Insurance!
« Reply #16 on: June 14, 2025, 05:25:23 PM »
Mine was also about 16% less than last year  . Maybe at 71  I still qualify as a young whippersnapper 8)
My IQ test came back negative

davejazz

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Re: Insurance!
« Reply #17 on: September 03, 2025, 07:07:56 PM »
So, testing the water since the last post of 2 1/2 months ago.

I am currently with Allianz, and my policy is due in one months time.

There are four drivers, ages 79 77 60 and 51. Northwest England, and no license points.
6000 miles per year, car stored on driveway. 22 registered EX model.

Last year I paid £454, this year they are looking at £418. They tell me in the renewal email, that they do not match other companies prices. Unprotected no claims discount of 60%.

Looks like a decent deal,….. but perhaps you know better!

Nicksey

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Re: Insurance!
« Reply #18 on: September 03, 2025, 08:37:30 PM »
Sounds good, considering the amount of nominated drivers you have. As I stated in the first post, I was with Flow.. who later became Allianz affiliated/merged, and I was more than happy with their renewal.

5thcivic

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Re: Insurance!
« Reply #19 on: September 04, 2025, 02:34:30 PM »
Update : Jazz was £456 last year Allianz, now £386 protected no claims and over 70.

Comparisons were nothing really better - just save a few 10s of £s with having a tracker fitted to record all your driving habits.

yooser

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Re: Insurance!
« Reply #20 on: September 09, 2025, 11:34:38 AM »
My last years premium with Marketstudy Insurance was £455.88 and I've just changed to Co-Op insurance for £327.88, with the same protection.
It does pay to shop around ,which I always do, it doesn't take much effort and your wallet will swell with all the extra cash !
Regards from Neale. (aged 79 years young)

davejazz

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Re: Insurance!
« Reply #21 on: September 18, 2025, 08:17:18 PM »
So, testing the water since the last post of 2 1/2 months ago.

I am currently with Allianz, and my policy is due in one months time.

There are four drivers, ages 79 77 60 and 51. Northwest England, and no license points.
6000 miles per year, car stored on driveway. 22 registered EX model.

Last year I paid £454, this year they are looking at £418. They tell me in the renewal email, that they do not match other companies prices. Unprotected no claims discount of 60%.

Looks like a decent deal,….. but perhaps you know better!



So, an update from my original post.

I looked at the comparison sites, and of all the quotes listed, none came up cheaper.

So although my current insurer said that they do not match other prices, I delved into their site, to show me what I was covered for. I then found, that effectively, they seem to have three levels of cover on a comprehensive policy. My renewal, showed that I was on the most expensive level.
By removing car hire after a breakdown or accident, foreign breakdown recovery, and UK breakdown assistance, (which I have already got duplicated, with my bank account, and Honda servicing plan), I was able to renew, by clicking on the original email invitation, my reduced benefits policy.

£381 is the answer to your question!

Sean Regan

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Re: Insurance!
« Reply #22 on: September 18, 2025, 09:30:11 PM »
Once you're 80 or over, even if you've been with them for years as was I, LV will no longer insure you.
The same goes for General Accident.
"The information's out there, you only have to let it in." (Jesse Stone)

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