John, as you say the car theft is the gift that keeps on giving.
After 5 weeks, and me phoning the insurance most days, I was told that the cheques, one to me and one to Honda Finance, were posted on the Friday ( I got the balance between what I owed and their valuation minus the Excess). On the Tuesday night the police called saying that they had found my car
I spoke to the insurance the next day who assured me that the claim was over, so I phoned them back a couple of hours later and told them where to collect 'their' car as I had no claim on it, was no longer insured for it, had no keys, and it was on false number plates
This was 2 days before I was due to pay for a secondhand car, so it could have ended badly with me going from no car to 3 cars, my own, a courtesy car while mine was assessed, and the one I had put a deposit on.