You just wait until you get the wrong side of 80. Back in march I paid £529.90 for my Mk 3 EX Cvt,
with NFU and that's for myself and 2 named drivers (daughters) both over 50.
Have been driving 60+'years without any accident that was my fault, the last one a rear end shunt in traffic about 3 years ago, by some woman on the school run!
I confess I tend to stay with the same company rather than shop around, maybe I should?
I would, my Dad's 85 in July and he's paying well under half that for his Astra - with Hastings, I think. We've all done it at some stage, but staying with the same insurer for years on end is just asking for them to keep dribbling the renewal price up every year.
Unfortunately, at fault or not, any declared accident increases your premium.
Sorry iceblue for deviating from the original topic again!
Just going back to insuring youngsters again, we've been running all sorts of quotes for different cars. All the 'reasonable' priced insurances (sub £1K) are black boxes and fairly low mileages. Lowest was a Picanto at just under £800. Despite the relatively high groupings, the Jazz was less than £900. Some low group cars were far more expensive to insure.
Without the black box, prices go through the roof, but the cheapest quotes seem to favour different cars, such as the Citroen C1 tin can. With a black box, an old Jazz 1.2 and Cit C1 come out within £20 of each other, but without the box, the Jazz is nearly double the price of the C1, around £2.5K.
All quotes were through Confused.