If you activate the ABS on a dry road, even on the rear you are definitely braking far too hard. I never wash my car, and would never let a jetwash anywhere near the brakes, that is really bad practice, there have been incidents when brake hoses have been cut by a jetwash and even so you will just force water past the bellows and seals and wash any grease that is in there away. I may not wash and polish our cars, but trust me mechanically they are pampered (because polishing your car does nothing to make it more reliable, I do our servicing of our cars and would much rather spend money on brake grease than car wax). My wifes Jazz is just coming up to 60,000 miles in 6 years, so hardly lack of use causing the disc problems. Our cars also get winters tyres and steel rims for 6 months of the year, these protect the brakes much better than alloys (and save your nice alloys from a lot of corrosion).
I will have to see how the Eicher rear discs and Brembo pad combination works, up until now I have used Honda discs and pads, so the problem may be with those.