.... as I mostly only drive 20 plus miles at a time so my battery is always well charged ....
Well, good for you that you never ever had to go through the tedium of a flat battery in your motoring life so far!
But: What makes you think the 12V battery is "always" well charged?
Have you ever checked it's charge level?
I follow the same driving patterns but can assure you, that the 12V
always gets charged for several hours whenever I connect the charger.
Modern cars manage the charge level of the 12V battery quite differently than "conventional" cars used to:
They don't "automatically" charge while driving. Seemingly they charge only, while deceleratng or going downhill or when the charge level gets
truly low. All this in order to eek out even the last fractions of MPG on WLTP-tests (much to the disadvantage of the 12V battery's lifetime!)
Of course it helps to regularly
use the car for more than just short trips, which explains why you never had issues so far.
I prefer to be able to just connect the booster myself and be mobile in minutes again to going through the tedium of calling road assistance for an eventual jump start.