The third party right at the back of the shunt was from Belgium so we were dealing with a foreign insurance company and their UK representative so it's case of time rather than liability.
Someone pulled out of a side road and hit one of the guys at work back in May 2011, he is still waiting for that to be settled. He's 21 now so insurance is costing him a bomb, having to declare it as 'fault' because it's not yet settled.