Your insurance company might not like non-standard wheel/tyre combinations.
Wow, sounds very strict! Do they really care about such meaningless details in UK?
An undisclosed modification would give an insurer a reason to refuse payment on a claim.
Tha is very strict indeed!
In Finland payment can be refused only if Insurance company can prove it to be reason for accident or driver is drunken. And from legal point of view it is allowed to change tyre size if neither width nor diameter changes not more than 30 mm from the size(s) marked to registration cerificate. Bigger changes must be approved by inspection authorities and then it will be marked to certificate.
in Italy the car has a document where there's written OEM tire size and, sometimes, other permitted size. We must have one of them, and Jazz have only the OEM size: I bought the car with 185/55R16', so I can only fit this tire size. If a policeman will stop me for a check and he will discover an incorrect size, I will be fined and my car will not be used until a MOT check with correct tires. And in case of crash, my insurance will not pay.
Back to the post theme, many technical matters say you should not modify the circumference of the wheel (rim+tire), so you cannot use a tire with a higher sidewall. The brake caliper and disc rotor dimensions say yoo cannot use a 14' rim, so you can only find a softer tire, keeping the same dimension of 185/60R15'.
I have a 1.3 Elegance (the italian name of your EX), with 16' rims and OEM Dunlop SP Sport, and I changed them with a set of Continental Ecocontact6, same size 185/55R16'83H: I must say that this set is remarcabily softer than the Dunlops, both in potholes than in handling (and I don't like it, the car lost precision), so IMHO you can try them...