Clubjazz - Honda Jazz & HR-V Forums

Honda Jazz Forums => Honda Jazz Mk3 2015 - 2020 => Topic started by: csp on August 12, 2015, 05:33:06 PM

Title: 2015 Jazz Insurance Group
Post by: csp on August 12, 2015, 05:33:06 PM
It looks like the New 2015 /16 Jazz Insurance Group is 13 for most models, the SE CVT is quoted as 13E which is lower than the Group 19 of the old ES Plus, hopefully premiums will be lower. The 1.2 S Jazz 2009-15 is also Group 13.



Title: Re: 2015 Jazz Insurance Group
Post by: Downsizer on August 12, 2016, 10:11:25 AM
I've just had my insurance renewal for my Mk 3 SE cvt from RIAS, quoting £849 as against £265 last year for a Mk 2 ES manual.  On enquiry I was told the insurance group has gone from 14 to 22.  The sales brochure for the Mk3 quotes group 18E.  Has anyone else had a grouping problem with the Mk 3?
Title: Re: 2015 Jazz Insurance Group
Post by: Paulwhitt20 on August 12, 2016, 10:47:03 AM
My wife had a huge price rise for her insurance from a mk 1 to mk 3. Changed insurers and the price halved.


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Title: Re: 2015 Jazz Insurance Group
Post by: JohnAlways on August 12, 2016, 11:33:15 AM
Never auto renew, always shop around. I insure cars for family (4 different cars and don't use a multi car policy), I get quotes for each car as it depends on drivers age etc. Eldest son who I could never get to tell me when his renewal was due (I pay them all)  when after 4 years with Direct Line his insurance was £800+ and shopping around same cover was £168. Never auto renew, loyalty costs the consumer when it comes to insurance.

I was informed last evening my sky box was now out of warranty and I could pay the company ringing me to cover it.
 ;) My £10 off Ebay 8 year old non sky plus box  :P Surprisingly I declined!
Title: Re: 2015 Jazz Insurance Group
Post by: Skyrider on August 12, 2016, 02:34:26 PM
As I was half way through my insurance policy I did a vehicle change,  Yaris turbo diesel to Mk3, the increase was less than a pound.

£20 admin charge though!
Title: Re: 2015 Jazz Insurance Group
Post by: culzean on August 12, 2016, 04:59:22 PM
Never auto renew, loyalty costs the consumer when it comes to insurance.

I was informed last evening my sky box was now out of warranty and I could pay the company ringing me to cover it.
 ;) My £10 off Ebay 8 year old non sky plus box  :P Surprisingly I declined!

Good advice to never auto-renew anything,  they take you for granted.  I never take out the insurance that places like Currys etc. offer either - i think sales assistants must get commission on the insurance as they seem very keen to sell it to you.
Title: Re: 2015 Jazz Insurance Group
Post by: Downsizer on August 12, 2016, 05:38:39 PM
It looks like the New 2015 /16 Jazz Insurance Group is 13 for most models, the SE CVT is quoted as 13E
I've just checked using Parker's online, and the Mk3 Jazz SE cvt is shown as group 13.  I'll get back to RIAS and ask where they get group 22 from - it's clearly ridiculous.  I've been pleased with their service in the past and have always found them competitive in price.
Title: Re: 2015 Jazz Insurance Group
Post by: Skyrider on August 12, 2016, 05:56:13 PM
I have only seen group 13 quoted for the Mk3.
Title: Re: 2015 Jazz Insurance Group
Post by: guest5168 on August 12, 2016, 06:26:30 PM
Glad I'm not living in the Rip-Off UK ,
paying 40euros  a year to insure my jazz.
Title: Re: 2015 Jazz Insurance Group
Post by: Skyrider on August 13, 2016, 11:52:46 AM
This may be of help. The insurance companies do not set the cars insurance group but they can charge whatever they can get away with for insurance

http://www.theaa.com/car-insurance/car-insurance-groups (http://www.theaa.com/car-insurance/car-insurance-groups)
Title: Re: 2015 Jazz Insurance Group
Post by: DAN@ADRIAN FLUX on August 14, 2016, 10:23:27 PM
Hi,

We normally find the newer the model the lower the insurance group. With advances in technology, safety etc this always has a bearing on lowering insurance groups. I believe the new model jazz's has crash avoidance technology as standard which would also help lower it's group.

Regards,
Dan.
Title: Re: 2015 Jazz Insurance Group
Post by: Garyman on August 15, 2016, 10:02:54 AM
Agree with never auto renew with current provider.

Historically, my renewal is always more expensive than the previous year even though there has been no changes.

I always go on the various price comparison websites (confused, compare the market, gocomapre etc) as even they give different answers.

Sometimes, its even my current provider which is the cheapest but their renewal isn't (if you know what I mean), but regardless whether they are the cheapest or not, I would ring them and tell them I've found cheaper and ask them to match or better it and they would usually do in which case I stay.
Title: Re: 2015 Jazz Insurance Group
Post by: Downsizer on August 15, 2016, 11:48:02 AM
I've spoken to RIAS three times about their quote of £849 for renewal, but they are adamant that their underwriters (Ageas) put the Mk3 Jazz in group 22, whereas the Mk 2 was in group 14.  They must think we're so busy fiddling with the infotainment system we don't look where we're going.  I've now had a quote from LV of £233, including legal expense insurance and no claims protection.  The RIAS position is particularly strange as they specialise in insurance for the over 50's, which includes many Jazz drivers.

Title: Re: 2015 Jazz Insurance Group
Post by: VicW on August 15, 2016, 03:20:05 PM
For the last few years I have found that quotes from RIAS and Saga, both allegedly older driver friendly, have been higher than other reputable companies.

Vic.
Title: Re: 2015 Jazz Insurance Group
Post by: Downsizer on August 21, 2016, 09:34:08 AM
I mentioned my experience with the £850 quote from RIAS (underwritten by AGEAS) to a Honda salesman and he said another customer had told him a similar story about a quote from AA.  Out of curiosity I got an on-line quote from AA and sure enough, at £500+ it was more than double the £240 quote I have had from LV.  AA policies are also underwritten by AGEAS, who have put the MK 3 Jazz into group 22, whereas they put the Mk 2 in group 14!
Title: Re: 2015 Jazz Insurance Group
Post by: guest5079 on September 02, 2016, 02:16:46 PM
For those members that watched the TV programme on Insurance last evening, this is irrelevant. However those that did not, some interesting facts came to light. As I do not own a Mk3, I am not affected with the huge hike in the Jazz group for insurance.
Apart from the usual ambulance chasing, fiddles by repairers,  ( charging for towing when the car was driven to the garage) it also mentioned the HUGE prices being charged by car hire firms that supply cars whilst the insureds is being repaired.
The point that may be of interest to Mk3 owners is the technology now being used: Reactive/adaptive? ( sorry brain forgotten which) headlight units which I believe are fitted to the Mk3. Price for a 'normal' headlamp unit circa £200 the reactive/adaptive headlight unit £600. Behind what is laughingly called a front bumper, is now the storage for some of  the electronic gizmos fitted to cars.  The presenter came up with a figure of as much as £700/£1000 for these electronic bits, on the bigger cars so it doesn't take much with what used to be a comparatively minor front end shunt to take the repair bill into megabucks.
It doesn't help those that are being asked to pay the enormous amounts in premiums but the programme tried to show why the hikes are happening.
Title: Re: 2015 Jazz Insurance Group
Post by: Skyrider on September 02, 2016, 02:50:25 PM
The headlights in the Mk3 are no different to standard units, they use a good old fashioned H4 twin filament bulb, less than a fiver at a motor factor. The expensive bit the the camera in the top of the windscreen, a light sensor, and the associated control system, which is only an expensive automatic switch. I agree that you have to be very careful if you get involved with a claim management company. Remember they are not a charity and will want a slice of any compensation or payment from someone (you).
Title: Re: 2015 Jazz Insurance Group
Post by: andruec on September 02, 2016, 04:10:17 PM
The front bumper was already expensive. The one and only time I ever had a collision was several years ago. I was turning back into my road (ironically after deciding not to continue to work because of snow/ice). I always take it slowly and was barely going walking pace on that occasion. Unfortunately the front just stopped gripping and I did a slow motion slide into the back of a VW Golf.

The hit felt gentle enough but having to sit there like a lemon for a couple of seconds as the car just slid in a straight line gives me goose bumps even now. Quite a horrible sensation :(

Anyway the collision popped the rear bumper of the Golf off its clip and the owner just popped it back. But it dented the front bumper of my Mk1 Jazz. The cost of a new bumper plus the time required to fit it came to nearly £800. That would have been six or seven years ago.
Title: Re: 2015 Jazz Insurance Group
Post by: Skyrider on September 02, 2016, 04:19:11 PM
I can vouch for expensive plastic bits, a Focus rear bumper was £500 fitted about ten years ago. One reason for my post about testing the Brake Assist to avoid a suicidal pheasant!