Honda Car Insurance

[Nicksey]

Well shocked at the recent increase on renewal from LV.  So far all the alternatives and car comparison quotes have been even more expensive. Anyone found a good comprehensive policy quote at a reasonable cost recently?

What was your price, and what was your new quote?

[Westy36]

My renewal is not due until June, but I'm not looking forward to it.

Last nights Radio 4 PM show had a chap on from BIBA. He was stating some factors I'd never even considered that are impacting premiums. Parts supply issues results in car hire costs shooting up. He also said that some car bumpers, what with all their sensors and multiple components, can be £7000+ for prestige cars.  No wonder premiums are up so much. Too many land yachts and Chelsea tractors wafting about on the never never.

My lad is 19yrs old and has his renewal due in April. Last year was £1800! Touch wood, he'll have 2yrs NCB and 2yrs clean driving record, but I've advised him to factor in at least +50% this yr.

[CB72]

You should all read this:
https://www.telegraph.co.uk/money/bills/cars/honda-jazz-se-lv-insurance-catalytic-converter-spate-thefts/
"The humble Honda Jazz is becoming uninsurable following a spate of thefts which has increased the risks of providing cover.
Drivers of the car have been denied cover by the provider LV= following a sharp spike in catalytic converter thefts which has made theft too costly to insure.
The insurer said it has made the “difficult decision” to stop offering quotes to drivers of the SE model made between 2001 and 2008.
It said the model had become a particular target of thieves looking to steal valuable parts."

How easy is it to get to the catalytic converter on the MK4 Jazz?

[coldstart]

How easy is it to get to the catalytic converter on the MK4 Jazz?

On the MK4 Jazz the catalytic converter sits very close to the motor and is unreachable without breaking into the engine bay.

This helps heating up the converter as well as protecting it from theft.
So, no problems to insure a MK4 (even with LV) 

[5thcivic]

The Daily Heil has take up the story today, Honda Jazz un-insurable big headline etc etc etc. You have to look into the article to actually find 2001 models, etc. So bad publicity for latest Jazz from typical bad journalism.

[Kenneve]

What the hell is going on?

My insurance is not due for a few weeks but have just had insurance quotes from Money Supermarket for my Mk4 Jazz EX
Premiums range from £1553 up to £1994, for fully comprehensive insurance. No, those figures are not misprints!
Last year I paid £585, which I thought was extortionate then, but we are now talking plus £1000 increase!

Ok, so I’m 86 years old, but have had a clean licence for the best part of 70 years, last accident (no blame) was in 2015, included are my daughter and son-in-law, also with clean licences and no accidents.
Are the insurance companies trying to wipe us oldies off the roads?
Perhaps someone of a similar age and history can tell me where they got their insurance?

Hi Guys, just an update to the above.
Last march I paid £687 plus in July a further £134 when I changed to my present Mk4 Advance.
Have just been on the Quotezone website to see what current rates are for my insurance, due end of March

Their cheapest quote was £2698!!!!!! even with upping the excess to £1000)

I say again, are they trying to wipe us oldies off the roads???
Having never had an accident in over 65 years that was my fault and my last claim was in 2015 (a rear end shunt by some woman on the school run) (protected NCD anyway) I can only conclude that my age is the problem.
I will be 87 just before the renewal date, still driving circa 8000 miles per year.
For me, driving is a passion and if I were to stop, then you might as well shoot me!!

Would there be any point in taking the Advanced Driving Test, as a means of getting the costs down? (I'm already a member of GEM)
I haven't received my renewal notice yet, but I have to say I'm not looking forward to it.

[Saycol]

Kenneve, sorry to hear this. There is a lot of news coverage of youngsters (under 21) being priced off the road. Example being insurance quote of £3000 to cover a £2000 car. And of course there is the Land Rover insurance escalation as so many in London are being stolen.
I believe the Honda Jazz has always had an elderly demographic but the figures you quote are scary. Maybe the insurance industry is only interested in a 40 year old driving a ten year old Nissan Micra and living in the Scottish Highlands!

[5thcivic]

There's going to be  lot of uninsured drivers on the road at those prices.

[shufty]

...Jazz renewal in Oct was going to be £375, swapped car to HR-V and insurance on it in Nov was £435.

Previous year for the Jazz was £248 I think...

[Berisford]

What the hell is going on?

My insurance is not due for a few weeks but have just had insurance quotes from Money Supermarket for my Mk4 Jazz EX
Premiums range from £1553 up to £1994, for fully comprehensive insurance. No, those figures are not misprints!
Last year I paid £585, which I thought was extortionate then, but we are now talking plus £1000 increase!

Ok, so I’m 86 years old, but have had a clean licence for the best part of 70 years, last accident (no blame) was in 2015, included are my daughter and son-in-law, also with clean licences and no accidents.
Are the insurance companies trying to wipe us oldies off the roads?
Perhaps someone of a similar age and history can tell me where they got their insurance?

Hi Guys, just an update to the above.
Last march I paid £687 plus in July a further £134 when I changed to my present Mk4 Advance.
Have just been on the Quotezone website to see what current rates are for my insurance, due end of March

Their cheapest quote was £2698!!!!!! even with upping the excess to £1000)

I say again, are they trying to wipe us oldies off the roads???
Having never had an accident in over 65 years that was my fault and my last claim was in 2015 (a rear end shunt by some woman on the school run) (protected NCD anyway) I can only conclude that my age is the problem.
I will be 87 just before the renewal date, still driving circa 8000 miles per year.
For me, driving is a passion and if I were to stop, then you might as well shoot me!!

Would there be any point in taking the Advanced Driving Test, as a means of getting the costs down? (I'm already a member of GEM)
I haven't received my renewal notice yet, but I have to say I'm not looking forward to it.

I found when my 91 year old neighbour's 2011 Jazz renewal came in at £1300 I added myself (68) to her policy and the premium dropped to £900.....have you got a younger family member you could add?

[Kenneve]

Yes, the premium quoted already includes my Daughter (55) and Son-in-law (54) both having clean licences and no claims.
I think I need to wait until my renewal notice comes in and go from there.
It would be interesting to know what others are paying in similar situations. Perhaps I should sell the car and get an old banger?

I should also have said that the highest quote was circa £4000, with several insurers refusing to quote at all, due to age!!

[5thcivic]

Amazingly I added my daughter in law (clean license) to the quote and got a few quid off the last couple of years, The latest market comparison quotes adding her on to the best value quotes  INCREASED the premiums.

[Expatman]

What the hell is going on?

My insurance is not due for a few weeks but have just had insurance quotes from Money Supermarket for my Mk4 Jazz EX
Premiums range from £1553 up to £1994, for fully comprehensive insurance. No, those figures are not misprints!
Last year I paid £585, which I thought was extortionate then, but we are now talking plus £1000 increase!

Ok, so I’m 86 years old, but have had a clean licence for the best part of 70 years, last accident (no blame) was in 2015, included are my daughter and son-in-law, also with clean licences and no accidents.
Are the insurance companies trying to wipe us oldies off the roads?
Perhaps someone of a similar age and history can tell me where they got their insurance?

Hi Guys, just an update to the above.
Last march I paid £687 plus in July a further £134 when I changed to my present Mk4 Advance.
Have just been on the Quotezone website to see what current rates are for my insurance, due end of March

Their cheapest quote was £2698!!!!!! even with upping the excess to £1000)

I say again, are they trying to wipe us oldies off the roads???
Having never had an accident in over 65 years that was my fault and my last claim was in 2015 (a rear end shunt by some woman on the school run) (protected NCD anyway) I can only conclude that my age is the problem.
I will be 87 just before the renewal date, still driving circa 8000 miles per year.
For me, driving is a passion and if I were to stop, then you might as well shoot me!!

Would there be any point in taking the Advanced Driving Test, as a means of getting the costs down? (I'm already a member of GEM)
I haven't received my renewal notice yet, but I have to say I'm not looking forward to it.

If you have tried all the Comparison websites without success you should contact a specialist Insurance Broker who may well have contacts that can get you a better quote. There are several Brokers who deal with older people - just do a search on Google and see what comes up.

[Jazzyone]

Just got my renewal for my SR from Quotemehappy. £410. Last year £315. A nice 30% increase!
 Best friends Yaris cross has gone up 20% but his premium is about same as my SR.None of the comparison sites can beat my renewal price. In fact I’m losing the will to live going through them! Admiral are quoting £1060, how the hell do they get business? Out of interest I got quotes for an MG4 EV which are priced similar to a new Jazz and they are about £550. I thought EV’s were supposed to be silly prices?

[peteo48]

Just had my renewal from Tesco Car Insurance for my MK4. It's gone from £303 last year to £525 this year. I've done a bit of Meerkatting etc and it's the cheapest available so I'll stick with them.

I was expecting worse - I've heard some real horror stories - but it's still north of a 60% increase.

Just by the by, I am an avid watcher of Motorway Cops, Police Interceptors etc. They often ask for evidence of insurance. Since I went paperless (mistake?) I wouldn't have the first idea how to show the boys in blue proof of insurance. As a minimum you would need your insurance number and one of many passwords to open up the email attachment.