I hope this doesn't come across as "entitled" or "first-world problems", but anyway...
I passed my bike test when I was 17 and my car test a year later.
I've always had at least a motorbike and a car - often a couple of cars and/or a van and, after I got married, his & hers cars.
This year has, to be blunt, completely knocked me on my arse.
At the start of the year I found I'd lost my life-savings and was penniless and then Covid hit and the Chinese company I worked for stopped answering the phone.
I had to sell my motorbike and the missus sold her car, replacing it with "our" Honda Jazz.
I still have a Discovery 2 but it's SORNed cos the tax and insurance is expensive (and, frankly, I couldn't sell it for a fraction of what it's worth).
The Jazz's MOT expires next February and I find myself wondering how one-car-households deal with MOT time?
The Jazz is going to need some work for the MOT but that shouldn't be a problem.
My biggest concern is how I'm going to get to work for the day/days that the Jazz is in the garage.
Do people get their cars MOT'ed at garages that provide courtesy cars?
Do they hire cars for a week, while their own car is in the garage?
Do they just have friends who can lend them a car?
I know this might sound like the dumbest question ever but, after 30+ years of driving, this is the first time I've ever not had a 2nd vehicle that I can use while my daily-driver's getting MOT'ed.
+EDIT+
I should say, I currently have a 30 mile commute to work, which is in the middle of nowhere, and I have to haul PPE and tools back & forth so a bicycle/scooter or public transport are non-starters.