I've gone for Green Flag and taken the Recovery Plus package at £56.70. I must admit I was a bit freaked after my neighbour had a major breakdown far from home in their five year old Skoda Superb which was going to cost over £2,000.00 if the job was done by a nearby Soda dealership where they broke down. Fortunately they were able, under the terms of there recovery policy, to get the car brought back to their own local garage and have a hire car to get themselves home. When you hear stories like this it starts to make you think - "What if ...?"
By the way, what is the Honda Happiness cover? I don't think I have been offered this when I have had the car serviced.
Peter in Devon