Bloody hell, are you lot a bunch of half dead pensioners, can't even tackle a wheel change without calling someone out !!
Why not, if you've paid for it!
In 30 years, they only things that have stopped me have been a couple of punctures, running out of petrol once
and a faulty relay. The bad relay caused me to get a mate with a LR to tow the car a few miles home, it was only local, but the damn thing started after I pulled it on the drive!
Only problem I've had with the Jazz was a screw in a front tyre, 100 miles away in North Yorkshire. Tyre gunk would have most likely saved me, but I had the wheelbarrow wheel in the boot - so I put that on to get home.
When you can get full recovery cover (not just roadside assistance and/or tow to nearest garage) with AutoAid for £48, £43 on renewals, for both you and your partner/wife, it seems silly to not have it. Despite that, I still can't help throwing a few tools in, tyre compressor, some wire, some tyraps, and bottle of water if I'm going a good distance. I work on the theory that if I've got it in the boot, I definitely won't need it... sort of an insurance policy.