Clubjazz - Honda Jazz & HR-V Forums
Diagnostics, Tuning, Modifications and Maintenance - all Hondas => Dealers & Insurance => Topic started by: GGT on March 24, 2022, 12:32:18 PM
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My partner is learning to drive. She is 54, so a late starter. We want her to get some practice in my 20 plate Jazz. Last night Veygo turned down insuring her. They said there was more than one reason for this, without specifying any of them. Oddly, they went on to say that they may be able to insure her in future, but not now. They were the first insurance company we tried, on the recommendation of several friends.
Before I now go trawling through insurance company after insurance company, have any of you here got any experiences, hints, tips and the like that might allow me to take a more targeted approach? Thank you in anticipation.
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Maybe this could help? https://www.gocompare.com/car-insurance/ or this: https://www.quotezone.co.uk/car-insurance
There are several websites like this.
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Speak to Dan@Adrian Flux who sponsor this site.
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Beat me to it Jocko :)
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I'll give Adrian Flux a call, although their website implies that they only cover learner drivers between the ages of 17 and 25.
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Spoke to Adrian Flux. They can only offer a 12 month policy "at that age" (I was after 3 months or so, initially) and estimated the cost at about £1k. I'll look elsewhere.
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RAC have just declined to insure my partner. I think I have a problem here.
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My pupils have been using confused.com and usually finds something good on there. Admiral seems to be the best value.
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I asked my broker friend :
Hmm there are 2 factors that can cause a problem at that age.
1. How long has she held her current provisional licence
2. How many driving tests has she had.
If she has been trying on and off for years then the insurers will want her to stick to professional lessons and pass before insuring.
But if she is a brand new provisional on her first licence with no previous tests it shouldn't really be a problem.
It think it's how it's presented to the insurers and which insurers they try.
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Her provisional licence was issued in October 2020. She hasn't taken any driving tests yet. She's only had 15 or so professional lessons to date and hasn't sat any theory tests. You can see she's just starting out, really. Due to backlogs caused by COVID, booking lessons has been problematic. Also, relocating to be nearer me and moving jobs hasn't helped. Hence why we're keen for her to start getting regular practice driving my car. I hadn't expected her to be refused insurance. It's not as if she'd be on her own.
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Spoke to Adrian Flux. They can only offer a 12 month policy "at that age" (I was after 3 months or so, initially) and estimated the cost at about £1k. I'll look elsewhere.
Hi.
Sorry we couldn't help with a competitive quotation.
Thanks,
Dan.
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Hi Dan. No problem. You never know, the way things are going I might call you back.
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Your best bet is to find a local Driving School , once DT passed then shop around for Insurance using Moneysupermarket, LV, Churchill & Direct line online quotes.
Good Luck
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Your best bet is to find a local Driving School , once DT passed then shop around for Insurance using Moneysupermarket, LV, Churchill & Direct line online quotes.
Good Luck
+1
Also, my daughter-in-law, who is a US citizen, moved to the UK from Denmark and was driving on a Danish license, found Admiral to be the best value.
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All, after reading olduser1's and ColinS's kind posts, and re-reading my opening post, I can see I've failed to convey my partner's circumstance fully. My apologies for that. She has found a driving school and is receiving professional instruction. However, due to her working patterns and instructor unavailability (primarily due to COVID created backlogs) her professional lessons are few and far between, perhaps three-weekly. We just wanted to get her some practice in my car in between those lessons to keep up the ante, hence the insurance requirement.
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Hi Dan. No problem. You never know, the way things are going I might call you back.
Ok no worries.
Regards,
Dan.
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Possibly a bit late, but .......
I have one policy with RAC, they advertise flexi learner driver policies https://www.rac.co.uk/insurance/learner-driver-insurance , possibly suitable?
Also remember Aviva and Direct Line don't do the comparison sites, so check them separately. I've had very good service from LV for a couple of policies.