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Honda Jazz Mk4 2020 - / Re: D & B Mode on Advance Sport
« Last post by Lord Voltermore on Today at 05:51:23 PM »
I'd get in a flap with such complications  .I wonder  how many owners make full use of the facility. A bit of an affectation I think.  Flappy paddles for formula 1 type gear changing makes more sense.
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Honda Jazz Mk4 2020 - / Re: Honda price increases
« Last post by Lord Voltermore on Today at 05:44:57 PM »
I can see the attraction of knowing  a certain and regular monthly payment ensures a particular  lifestyle  in the quality/size of car.    But i know i will always be looking to gain advantage by making a final payment to retain ownership and similar options. What is mine is mine is mine.  Even if  doesnt always make financial sense. Equally  I'd hate to have to  rent my home or pay leasehold maintenance and such like.  Even though for many this is normal.
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Honda Jazz Mk1 2002-2008 / Re: Used 1.4 Jazz questions
« Last post by Droneranger on Today at 05:24:53 PM »
You just need to search for the lowest mileage Jazz in the best condition, forget about model choices. Look for a good service history. You want to buy the classic old ladies car that has been kept in a garage and used once a week.
I bought a car like that, it has no body rust, it drives very well and sails through MOTs.
I bought the car to use as a family courtesy car and local runaround. There are some good cars out there.
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Honda Jazz Mk4 2020 - / Re: Honda price increases
« Last post by Whiteshark on Today at 04:52:25 PM »
I just can't imagine spending £300 to £400 a month on a car and never actually owning it.
I get the sentiment of what you say, plus personally I prefer to own outright as a cash buyer. However, depending on what you buy,  means  it can sometimes work out cheaper to lease. I have had situations where the depreciation equalled what I would have paid monthly, and it would have made sense to lease and you just hand the car back. Many friends and family happily lease almost as a lifestyle choice, without problem. To them a car is just a means of transport, and if you change every 3 years there really is often no, or very little, difference in the net cost.
Itís all in the mind, plus at times like this with increasing interest and retail price increases, can be cheaper too.
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Honda Jazz Mk4 2020 - / Re: D & B Mode on Advance Sport
« Last post by aphybrid on Today at 04:23:08 PM »
Sounds a complication?
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Off Topic (Non-Honda) / Re: Keeping within the 20mph limit Wales!
« Last post by embee on Today at 04:18:57 PM »
We have a stretch of 20mph here in Kenilworth along the main shopping "street", that bit is fine, you rarely get chance to do more anyway because of the traffic and pedestrian crossings and traffic lights etc. It does however extend rather too far IMO and once out of the main shop area it gets tricky to maintain 20mph without carefully watching the speedo. A blanket 20mph was mooted by some local residents group or other a few years ago but got put aside thankfully.

The town does however highlight some of the absurdities of regulations. If you look at the map you see the A452 signage does not follow what is in reality the main road.
https://www.google.co.uk/maps/place/CV8/@52.3479935,-1.5897278,15.25z/data=!4m6!3m5!1s0x4870b509fe37c6c9:0x74fd6ed0239efa98!8m2!3d52.34044!4d-1.5585727!16s%2Fg%2F11bw3hfb_p?entry=ttu
The A452 goes off round some side roads and residential streets. The reason is that by law (as I understand it) an A road cannot have a "ford" these days, but that's what there is near the castle (when it rains heavily), so the principal road becomes the B4103 past the castle and through the town.
However I also believe an A road shouldn't have a one-way section, but that's exactly what the A452 does, and if you try to follow it north-west to south-east you find that at Fieldgate Lane it is one way only and you can't follow the A452 at all and have to go off onto other lanes and roads. This is all nonsense, if you come into the town from Birmingham direction you just follow the road on the obvious route, the numbering is simply a cobbled up fiddle. Bureaucracy eh?
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Honda Jazz Mk4 2020 - / Re: D & B Mode on Advance Sport
« Last post by Pine on Today at 04:09:21 PM »
Use the paddles going downhill to stop the car running away.  Its a bit like dropping down a gear in a manual car to provide engine braking but in this case the retardation is increasing the amount of power going into the hybrid battery.
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Honda Jazz Mk4 2020 - / Re: Tyres
« Last post by embee on Today at 03:58:03 PM »
As said, temperature and weather plus driving style and journey lengths are way bigger influences on economy than tyre type these days. I've not recorded any significant effects when just switching between the winter and summer tyres I used to run, and with the all-seasons I now have on my Yaris I'm getting "normal" economy figures.
It's not an issue.
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Honda Jazz Mk4 2020 - / Re: Honda Car Insurance
« Last post by embee on Today at 03:50:09 PM »
Careful of not drifting too far into politics (so keeping comments general rather than party specific), but I think we are just starting the wind up for the next General Election. Most of the press announcements will be aimed at getting voters attention and support, which is most likely going to be some sort of "bribe" or other, promises to cut the costs for the consumer.

Notice the number of times they say they are not afraid to change plans to give the best value etc, which is another way of saying the previous plans were in fact bad for value.

I've commented before about insurance costs, but worth repeating. The Govt has a vested interest in keeping insurance premiums high, they get Insurance Premium Tax. It is something of a hidden tax, unlike Income Tax or even National Insurance, many people probably don't even realise there is such a thing as IPT.
There are 2 rates, car/home/pet insurance gets 12% IPT applied, travel/appliance/insurance sold with car purchases etc are taxed at 20%. I wonder if they are considering upping car insurance IPT from 12 to 20%, wouldn't surprise me.

This is not an inconsiderable revenue for the Govt, the take for the year 2022/23 was £7.3Bn (billion).
https://www.gov.uk/government/statistics/insurance-premium-tax-ipt-bulletin/insurance-premium-tax-ipt-commentary-january-2023
Why would they have any interest in keeping premiums low?
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