Insurance Renewal - having a laugh

[BigT]

2020 Jazz Ex 5,000 miles P/A 5 yrs NC 350 with SAGA last year 490 renewal this year. Tried to call them, after holding for 30 minutes gave in. Went on line, best quote with FLOW 260. A small saving of 230. Job done.

[Karoq]

Well done. Who underwrites 'FLOW"?

[5thcivic]

same company as Liverpool Victoria or now LV=.
Actually it doesn't seem to matter much as all are car insurance is underwritten by a handful of large Lloyds syndicates. You pay more for customer service or lack of it if you go too cheap.

[Westy36]

RIAS got my business this year. About £60 more than I paid last year.

Having sold our house and gone in to a rental whilst we search for our next home hasn't helped. We are now tennents and parking on road as apposed to home owners parked on drive.

Still, comprehensive 100xs £292 including green card and just £60 windscreen xs. Happy with that. Even more so, as they permit online mid term adjustments without admin fees! Given we're to change address again in a few months, that's another £25 or so saved.

RIAS are Ageas direct. Ageas are a decent insurer.

Had some quotes £600+ The big red telephone people wanted nearly £500.

[Jocko]

Just got a quote in for my 16v Fabia. £366.18. Quite a rise from the £200.35 I paid for the Jazz last July.

[ColinS]

Just had a quote from LV for my 2018 HR-V at £369.53.  Last year was £335.91 which equates to a 10% rise. So with the current economic climate, I'm happy with that.

[chicksee]

Most sound like reasonable deals, mine was £410 last year, this year £580.
No change in my circumstances except a year older. Been on to Saga and they gave me a poor excuse that Jazz must have had more claims in the past year, not me I said, never had a claim in 58 years.
Been onto a few comparison sites but the price is competitive with the ones shown.

[Nicksey]

So, last year with Direct line my insurance was £273. That Is fully comp, protected NC and legal cover. That is for me and her, both 60 at the time with full NC and no convictions, 12k a year. 6 months of this was with a 21 plate Tce100 Renault Clio, the next 6 with the new 22 plate Jazz.
Just had my renewal, and it has gone up to £431.
I did the comparison thingy, and Flow came out at £355 (like for like policy wise, but giving us a hire car too, which I didn't have with DL).
I then went straight to Flow online, and mentioning that I had the tracker included with the +Honda app it dropped to £333.
I then went back to DL, told them I wasn't happy with the renewal quote... and after much umm'ing and ah'ing they came back with £356!...(but this was still without a hire car, which was another £25).

I was a bit peeved that they tried the old inflation/supply of parts/blah blah.. but then managed to drop it anyway. I have my house building/contents with DL and have been with them for the last 6 years.

Needless to say, I will now go with the Flow as it were.

[5thcivic]

Direct Line has just had some bad publicity, the regulator has upheld complaints they underpaid true value of write offs, and they now have to go through 5 years of claims and pay more to people who had their cars written off.

[Jocko]

Final quote from my insurers of £350 for Fully Comp insurance. Happy enough with that.

[Berisford]

It's a little concerning that the Jazz is several groups higher than the Yaris Cross.......

[5thcivic]

Hmmm..... older drivers more likely to prang? spare parts more expensive? less on the road than more numerous competion makes repairs more expensive from fewer dealers? parts have to come all the way from Japan?

[ColinS]

Just had a quote from LV for my 2018 HR-V at £369.53.  Last year was £335.91 which equates to a 10% rise. So with the current economic climate, I'm happy with that.

I checked through my insurance policy and realised that I still had business cover so I phoned and asked them to remove it.  The new quote came in at £323.85.  So less than last year. Good result