My quick interpretation is the scandal was because agents, including car dealers were able to increase the lenders rate of interest and keep the extra for themselves. Buyers thought it was the official rate and non negotiable. Sharp practice certainly , But in Rip off Britain there are loads of things where we pay a premium price without knowing which middle men are fleecing us. Or by how much. .
Tropical fruit for instance., grown in the tropics, arrives in europe by ship. It can be a fraction of the price in supermarkets in other parts of europe . They have the same losses due to deterioration. I dont mean things like oranges, tomatos etc grown in europe with shorter distances to truck than the UK. Someone's taking a big cut. Fruit wholesale markets ,supermarkets ? I want compensation. I will take it in bananas. I eat more bananas than monkeys.( I couldnt eat a whole monkey. )